Paykoko – BNPL Payment Gateway

Paykoko WooCommerce Plugin allows you to accept payments on your WooCommerce store via Koko accounts and allows installment-based payments.

Features:

• Accept Koko BNPL payments at checkout
• Display installment price breakdown on product and cart pages
• Full WooCommerce Blocks (Gutenberg checkout) support
• Sandbox/test mode for safe development
• OpenSSL signature verification for secure server callbacks
• Compatible with Woo Discount Rules

How it works:

Customers choose Koko at checkout, are redirected to the Koko payment page to confirm their 3-instalment plan, and are returned to your store upon completion. Order status is updated automatically via signed server callbacks.

External Services

This plugin connects to the Koko (Paykoko) payment API to process BNPL (Buy Now, Pay Later) payments on your WooCommerce store.

What the service is and what it is used for:
Koko is a third-party BNPL payment provider. This plugin sends order data to the Koko API to create a payment session and redirect the customer to complete their payment in 3 interest-free instalments.

What data is sent and when:
When a customer proceeds to pay using Koko at checkout, the following order data is sent to the Koko API:
– Merchant ID and API Key (to authenticate the request)
– Order ID, order total, and currency
– Customer first name, last name, email, and phone number
– Return, response, and cancel URLs

No payment card data is handled by this plugin — all sensitive payment processing happens on Koko’s platform.

Sandbox vs Live:
– Sandbox (testing): https://qaapi.paykoko.com
– Live (production): https://prodapi.paykoko.com

Service links:
– Terms of Service: https://paykoko.com/m/terms
– Privacy Policy: https://paykoko.com/m/privacy