Smitacs Transaction Gateway for PPOB

Smitacs Transaction Gateway for PPOB is a WordPress plugin that enables administrators to run a whitelabel PPOB (Payment Point Online Bank) system directly from the WordPress dashboard.

This plugin provides a complete solution to build and manage your own PPOB business with your own branding using WordPress. You can operate as a PPOB distributor, manage transactions, and recruit agents or resellers independently.

The plugin integrates WordPress with an external PPOB API to support key features such as balance inquiries, product listings, customer validation, payment processing, and transaction monitoring.

Dengan plugin ini, Anda dapat mengembangkan bisnis pembayaran digital secara fleksibel dan scalable, tanpa perlu membangun sistem dari awal.

Supported Services (Indonesia Only)

Plugin ini hanya mendukung whitelabel layanan PPOB yang tersedia di Indonesia, antara lain:
* Pembayaran tagihan listrik PLN (pascabayar)
* Pembelian token listrik PLN (prabayar)
* Pembayaran tagihan PDAM
* Pembayaran tagihan BPJS Kesehatan dan BPJS Ketenagakerjaan
* Pembayaran Pajak Bumi dan Bangunan (PBB)
* Pembelian pulsa (all operator)
* Paket data internet
* Top up e-money / e-wallet (e-toll, dll)
* Layanan digital lainnya sesuai provider PPOB
* (Optional) Tiket pesawat dan tiket kereta api (jika didukung API)

Important Note

This plugin is intended for use in Indonesia only, as it relies on local PPOB services and providers.
This plugin is designed for businesses, agents, or resellers who already have valid access credentials to a PPOB service provider.

Features

• Whitelabel Capability atau sebagai whitelabel ppob artinya Dapat digunakan dengan brand Anda sendiri
• Whitelabel Cocok untuk membuka usaha PPOB secara mandiri
• Mendukung model bisnis agen, distributor, dan reseller PPOB
• PPOB product listing (produk otomatis dari API)
• Customer inquiry (cek ID pelanggan)
• PPOB payment processing (real-time)
• Transaction history and status checking
• Balance and deposit monitoring
• Secure API-based communication (HMAC & token)
• Integration with WordPress user system
• Terintegrasi dengan sistem WordPress untuk manajemen user

Configuration

You must have a valid PPOB API account from the provider.

Required configuration:
* API Base URL
* API Key / Token
* Secret Key (if required)

Without API activation, the plugin will not function.

External Services

This plugin connects to an external PPOB API service operated by Simolawp part of smitacs digital
Service Name: Simolawp PPOB API
Service URL: https://api.simolawp.com/api

Purpose:
The external service is required to:
– Retrieve PPOB product listings
– Perform customer inquiries
– Process PPOB payments
– Check transaction status
– Synchronize account balance
– Record transaction logs for reporting purposes

Data Sent:
When performing transactions, the following data is transmitted to the external API:

• API Key
• Secret Key
• Timestamp
• HMAC Signature
• WordPress User ID
• Username
• User role
• Transaction reference number
• Product code
• Customer ID (ID Pelanggan)
• Transaction amount

When Data is Sent:
– During product synchronization
– During customer inquiries
– When processing payments
– When checking transaction status
– When synchronizing balance

Data is transmitted securely over HTTPS.

No personal data is transmitted automatically without user-initiated transaction actions.

Terms of Service:
https://api.simolawp.com/terms-and-condition

Privacy Policy:
https://api.simolawp.com/privacy-policy-2